ANNUAL PERCENTAGE

RATE

YIELD

Passbook Account- Effective 2/1/12

Interest is compounded daily and credited quarterly

Balances below $1,000.00

0.14%

0.15%

Balances $1,000.00 and over

0.24%

0.25%

Money Market Account- Effective 2/1/12

Interest is compounded daily and credited monthly

Balances below $1,000.00

0.19%

0.20%

Balances over $1,000.00 up to $24,999.00

0.29%

0.30%

Balances $25,000.00 up to $59,999

0.39%

0.40%

Balances $60,000.00 up to $98,999

0.49%

0.50%

Balances $99,000.00 and over

0.64%

0.65%

Certificates of Deposit -Effective 2/1/12

Interest is compounded daily and credited quarterly

6 Months

0.59%

0.60%

12 Months

0.79%

0.80%

18 Months

0.99%

1.00%

24 Months

1.19%

1.20%

36 Months

1.43%

1.45%

48 Months

1.63%

1.65%

60 Months

2.02%

2.05%

*-Annual Percentage Yield is the earnings if the total amount remains on deposit for one year at the same rate

Certificates of deposit will renew automatically at maturity, at the then prevailing rate. You are granted the grace period of seven days after maturity to close your certificate without penalty. You will earn interest from date of maturity to the date the certificate is closed.
Rates are subject to change without notice. Certificates of Deposit carry a penalty for early withdrawal. Minimum certificate deposit $500.00. Passbook and Money Market accounts require no minimum balance, however a minimum of $50.00 to collect interest. Not Responsible for any typos on this website, actual rates will be confirmed upon deposit of funds.