Protecting your privacy is important to Chelten Hills Savings Bank and our employees.  We want you to understand what information we collect and how we use it.  In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information.

 The following policy serves as a standard for all of our employees for collection, use, retention, and security of nonpublic personal information.

 We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms.

• Information about your transaction with us or others, and

• Information we receive from a consumer-reporting agency.

We do not disclose any nonpublic personal information about you to nonaffiliated third parties.

 If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

 Chelten Hills Savings Bank restricts access to your personal and account information to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

 We may change our privacy policies, but we will provide you with advance notice before doing so.  If you have any questions, please feel free to contact me at the above address or telephone number.

W. Russell Koerwer

President and CEO